As a result, many experts recommend a precious metals portfolio that ideally consists of 75% gold and 25% silver. This is because the price of silver tends to be more volatile than that of gold and will therefore have a greater impact on the value of your precious metals portfolio as its price fluctuates. However, they can be used as a store of value and as a hedge against inflation. As long as you don't buy it for personal consumption, you can invest between 5 and 10% of your total portfolio in precious metals, largely as a downside hedge against the riskiest assets in your profile.
Gold IRA accounts are an excellent way to diversify your portfolio and protect your wealth from market volatility. Deciding how much gold and silver to keep in your wallet should be a personal decision. Generally speaking, investors invest between 10 and 15% of their wealth in precious metals.